Chase Ultimate Rewards has once again launched a transfer bonus promotion, this time offering a 25% bonus when converting points to Aeroplan on top of the usual 1:1 ratio.
Among all transferable rewards in the US, Chase typically offers the lowest frequency of transfer bonuses to any transfer partner, and this sixth-ever Aeroplan transfer bonus illustrates the depth of the relationship between Aeroplan and Chase.
The new offer runs from November 24, 2025 to January 5, 2026, and it can be an excellent opportunity to rack up Aeroplan points – especially if you also happen to hold the Chase Aeroplan® Credit Card.
20% Transfer Bonus from Chase UR to Aeroplan
Between November 24, 2025 and January 5, 2026, all Chase Ultimate Rewards (UR) transferred to Aeroplan will be eligible for a tiered transfer bonus of up to 25%.
Depending on how many points you transfer in a single transaction, this boosts the usual 1:1 transfer ratio up to a maximum effective ratio of 1:1.25. In other words, for every 1,000 Chase UR points you transfer, you can receive between 1,150 and 1,250 Aeroplan points (or more, once we factor in the Aeroplan® Credit Card bonus below).
For this promotion, the bonus you receive depends on the size of each individual transfer:
- Transfer 1,000–74,000 points in a single transfer and receive 15% bonus Aeroplan points
- Transfer 75,000–174,000 points in a single transfer and receive 20% bonus Aeroplan points
- Transfer 175,000+ points in a single transfer and receive 25% bonus Aeroplan points
You’ll need to transfer at least 1,000 Chase UR points to qualify for the bonus; however, there’s no cap as to how many points you can transfer over.
The listed transfer time is up to seven days, but you can expect your points to arrive much faster than that, as it’s typically instant.
Chase Aeroplan Card: An Extra Bonus of 10% Aeroplan Points
If you also hold the Aeroplan® Credit Card, you have the potential to earn an additional 10% bonus alongside the current 20% transfer bonus.
That’s because Chase and Aeroplan offer a 10% bonus when converting Ultimate Rewards points into Aeroplan points, as long as you hold a Chase Aeroplan Card.
This began as a temporary promotion; however, Aeroplan has made it a permanent feature, which means that cardholders can enjoy the 10% transfer bonus in perpetuity.
The 10% transfer bonus will be posted separately from the base amount, and can take up to 72 hours to post on your Aeroplan account.
Note that this extra 10% bonus will apply to the base transfer points, and not on top of the promotional 20% transfer bonus. In other words, the two transfer bonuses will combine additively, not multiplicatively.
For example, when transferring 175,000 Ultimate Rewards points to Aeroplan as a holder of the Chase Aeroplan Card, you’ll earn a total of 236,250 Aeroplan points:
- 175,000 Aeroplan points at the normal 1:1 transfer ratio
- 43,750 Aeroplan points as a result of the 25% promotional transfer bonus
- 17,500 Aeroplan points as a result of the 10% Chase Aeroplan Card bonus
There are a two extra conditions for earning the 10% bonus:
- You must transfer a minimum of 50,000 Chase Ultimate Rewards points in a single transaction
- There’s a maximum of 25,000 bonus points per calendar year, which is equivalent to transferring 250,000 Chase Ultimate Rewards points
Therefore, if you transfer Ultimate Rewards points to Aeroplan as a Chase Aeroplan Cardholder, you’ll earn total bonuses of 25% when you transfer 50,000–74,000 points, 30% when you transfer 75,000–174,000 points, and 35% when you transfer 175,000–250,000 points, corresponding to effective transfer ratios of 1:1.25, 1:1.3, and 1:1.35, respectively (subject to the 25,000-point annual cap on the 10% bonus).
Should You Transfer Chase Ultimate Rewards to Aeroplan?
An effective transfer ratio of 1:1.25, or potentially 1:1.35 if you also hold a Aeroplan® Credit Card, is a very lucrative opportunity.
After all, Aeroplan is one of the most flexible loyalty programs out there, with more than 45 partner airlines, competitive award pricing, and plenty of other attractive features, including stopovers and generous routing rules.
Aeroplan has more than 45 airline partners, including EVA Air
Still, whether or not you should take advantage of this transfer bonus really depends on your personal earning and redeeming habits, and on which side of the border you live.
For Canadians, Aeroplan points are relatively easy to come by with our plethora of cards that earn American Express Membership Rewards points (which transfer 1:1 to Aeroplan) and Aeroplan co-branded credit cards.
Therefore, Canadians earning Chase Ultimate Rewards points might do so with the goal of transferring to Chase’s more exclusive partners in World of Hyatt, Virgin Atlantic Flying Club, and Singapore Airlines KrisFlyer, which are much more difficult to access in Canada.
For Americans, however, who might earn Chase Ultimate Rewards points as one of their primary currencies and are sitting on a large haul, there’s no reason to pass up this 25% (or 35%) transfer bonus opportunity to Aeroplan.
After all, Aeroplan can be certainly considered one of Chase’s most valuable transfer partners, and this 20% bonus would only amplify that value – especially if you’re already invested in the program via the Chase Aeroplan Card and can benefit from a further 10% bonus as a result.
Join the Prince of Travel Community!
Conclusion
Until January 5, 2026, Chase Ultimate Rewards transfers to Aeroplan will be eligible for tiered bonuses of 15%, 20%, or 25%, for effective transfer ratios between 1:1.15 and 1:1.25.
If you also hold the Chase Aeroplan® Credit Card, you’ll earn an additional 10% transfer bonus as long as a minimum of 50,000 Ultimate Rewards points are transferred, resulting in an effective ratio of 1:1.35.
This can be a very attractive promotion if you’re sitting on a large stash of Ultimate Rewards points and are in need of more Aeroplan points, so be sure to take advantage if the transfer bonus suits your needs.
Please visit:
Our Sponsor